Last Updated: December 06, 2025

Introduction

Refi ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, store, and protect your information when you use our mobile application, Refi (“App”).

By using the App, you agree to the practices described in this Policy.

Information We Collect

Information You Provide

• Account Data: Email address and display name.
• User Content: Quiz responses, messages with the AI assistant, notes within the App.
• Feedback: Any feedback, comments, or suggestions voluntarily submitted.

Information Collected Automatically

• Device Data: OS version, device identifiers, model.
• Usage Data: Session duration, feature interactions, quiz scores.
• Analytics: Anonymous behavioral analytics for service improvement.

Information We Do NOT Collect

• We do not collect precise location data.
• We do not access contacts, photos, or personal files.
• We do not sell personal information to third parties.